Innovations

Black Youth Billionaires Club Pty Ltd is a financial technology company dedicated to providing innovative banking solutions through our AI-powered digital banking app. BYBC is on a mission to empower young black entrepreneurs and foster economic growth within the community. What We Do: BYBC offers a

Developed at North-West University by Prof Erica Derbyshire following a major study, the toolkit is a structured, nine-chapter workbook designed to build essential financial skills for small business owners. It covers topics such as financial planning, bookkeeping, taxation, investment decisions

Biosurfactants produced by Pseudomonas aeruginosa SB24 (rhamnolipid congeners), Bacillus amyloliquefaciens ST34 (surfactin and bacillomycin L analogues and homologues) and pigmented (P1) and non-pigmented (NP1) Serratia marcescens strains (serratamolide and glucosamine derivative homologues) were