Black Youth Billionaire's Club "BYBC" Ltd.
Overview of innovation

Black Youth Billionaires Club Pty Ltd is a financial technology company dedicated to providing innovative banking solutions through our AI-powered digital banking app. BYBC is on a mission to empower young black entrepreneurs and foster economic growth within the community.

What We Do: 

BYBC offers a comprehensive suite of financial services, including:

  • Personalized Financial Management: Tailored financial advice and tools to help users manage their finances effectively.
  • Fraud Detection: Advanced AI algorithms to detect and prevent fraudulent activities, ensuring user safety.
  • Predictive Analytics: Insights and forecasts to help users make informed financial decisions.
  • Voice-Activated Features: Seamless voice interactions for easier and more accessible banking.

Inspiration Behind the Innovation: Our inspiration stems from a desire to enhance financial literacy and promote poverty alleviation. We recognized that many individuals struggle with managing their finances due to a lack of resources and knowledge. By leveraging AI technology, we aim to provide everyone with the tools and advice they need to take control of their financial future.

Intended End User: 

Our app is designed for:

  • Individuals: Anyone looking to improve their financial health and make smarter financial decisions.
  • Small Business Owners: Entrepreneurs seeking efficient and secure financial management tools.
  • Underbanked Populations: People with limited access to traditional banking services, offering them an accessible and user-friendly alternative.

BYBC is committed to creating a dynamic environment where innovation thrives, dreams are realized, and the next generation of black billionaires emerges.

Type of Intellectual Property protection
Design - Aesthetic
Design - Functional
Trademark
Trade secret
Copyright
Innovation Opportunity Type
Funding
Investment
Licensing
Manufacturing
Partnership
Research
Sales
Industry
Financial and insurance activities
Insurance, reinsurance and pension funding, except compulsory social security
Financial service activities, except insurance and pension funding
Activities auxiliary to financial service and insurance activities
Technology Readiness Level
TRL 2 – Practical application identified
Co-creators
WE HAVE FULL FORMULA OF THE FULL PLAN
Brochures, business plans, prospectus or other documents
Website link
https://www.bybc.co.za/
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