Financial and insurance activities

Mustered Seed Accountants is a professional accounting firm providing tailored services to both small and large businesses. The firm is 100% Black-owned and was established in 2015. Since its inception, Mustered Seed Accountants has been assisting SMEs, individuals, and organisations to simplify financial management and improve business performance.

Our Services Include:

Accounting

• Financial statements
• Budget preparation
• Bank reconciliations
• Financial projections

Taxation

• Corporate income tax (ITR14)
• VAT compliance
• Tax directives
• Employees’ taxes (PAYE)

B-BBEE

• Consulting services
• Verification support and

WesAnchor Holdings (Pty) Ltd is a South African private investment holding and business advisory company focused on supporting small businesses, startups, and emerging enterprises. The company provides structured business support, financial guidance, and strategic advisory services designed to improve sustainability, compliance, and growth. Through a disciplined, long-term approach, WesAnchor Holdings aims to anchor businesses with strong foundations while identifying high-potential ventures for investment and expansion.

Payday Envelope is a South African fintech solution developed by Carpe Diem Group (Pty) Ltd that provides Earned Wage Access (EWA) — an innovative financial wellness tool that allows employees to access a portion of their already-earned wages before payday. The platform is designed to reduce financial stress, prevent debt reliance, and improve workplace productivity, especially in sectors with hourly, shift-based, or lower-income workforces such as security, retail, hospitality, cleaning services, and logistics.

The solution integrates seamlessly with employer payroll and time-and-attendance