Innovations

Black Youth Billionaires Club Pty Ltd is a financial technology company dedicated to providing innovative banking solutions through our AI-powered digital banking app. BYBC is on a mission to empower young black entrepreneurs and foster economic growth within the community. What We Do: BYBC offers a

Certain liquids, such as wine, are sensitive to contact with oxygen and may be degraded by oxidation, so winemakers usually take steps to limit or entirely prevent oxygen from contacting the wine. For example, inert gases may be used to displace oxygen. In reductive winemaking processes, oxygen is

Developed at North-West University by Prof Erica Derbyshire following a major study, the toolkit is a structured, nine-chapter workbook designed to build essential financial skills for small business owners. It covers topics such as financial planning, bookkeeping, taxation, investment decisions