Innovations

Fleet owners and distribution agents face a myriad of challenges. These include crimes such as cargo theft and hijackings; vehicle misuse; and high costs of fuel, insurance and maintenance, including mechanical failures and power outages affecting traffic flow. The CSIR has developed a web-based

Developed at North-West University by Prof Erica Derbyshire following a major study, the toolkit is a structured, nine-chapter workbook designed to build essential financial skills for small business owners. It covers topics such as financial planning, bookkeeping, taxation, investment decisions