Payday Envelope is a South African fintech solution developed by Carpe Diem Group (Pty) Ltd that provides Earned Wage Access (EWA) — an innovative financial wellness tool that allows employees to access a portion of their already-earned wages before payday. The platform is designed to reduce

We enable organisations to:

  • Go Paperless: Replace manual, error-prone systems with seamless digital workflows.
  • Automate Administration: Intelligent automation for approvals, auditing, reporting, and document handling.
  • Visualise Data for Decision-Making: Interactive dashboards (Google Data Studio