Revelation Sphere Technologies (Pty) Ltd is a CIPC-registered South African technology company founded and directed by Revelation (Abongile Ndamase), a second-year Computer Science student at Walter Sisulu University in Mthatha, Eastern Cape.

The company operates on a deliberate two-stage model. Since registration, RST has generated revenue by delivering digital solutions directly to South African SMEs websites, branding, and related digital services. This work is not the company's end product; it is a bootstrap mechanism: operating revenue and delivery experience that fund and de-risk development of the company's core product, without requiring early dilutive capital just to keep the lights on.

The core product is Gariep, a fintech data infrastructure platform currently in active development. Gariep sits beneath the accounting firms and banks that already serve South African SMEs, giving those institutions a live, structured view of SME cash flow in place of the stale, once-off snapshots they currently rely on. The commercial objective is to license Gariep's infrastructure to accounting firms and banks under recurring subscription and revenue-share arrangements, with SMEs served downstream through those institutional relationships.

Problem & Solution

Stage 1 — Digital presence: Many South African SMEs operate without a functioning website, consistent branding, or basic digital business systems, which limits their reach, credibility, and ability to transact online. RST's digital solutions practice addresses this directly, building websites, brand identity, and supporting digital infrastructure for SME clients  and in doing so, funds the company's own operations.

Stage 2 — Financial invisibility (Gariep): South African SMEs are largely invisible to the institutions best placed to support them. Certified financial statements typically arrive months after the fact, and credit decisions are often made on static, once-off snapshots rather than a live picture of a business's cash position. Healthy businesses go under-served; deteriorating ones go unnoticed until it's too late. This costs accounting firms, banks, and the SMEs themselves.

Gariep addresses this by ingesting a business's bank transaction data (CSV upload today, open banking as a future direction), automatically structuring it into income and expense categories, and producing a 30/60/90-day cash flow forecast, a cash runway figure, and a heuristic risk indicator that institutions can act on inside their own existing workflows. Gariep is infrastructure  not a lender, and not another SME-facing app.

Products & Services

Current — Digital Solutions (revenue-generating today):

• Website development
• Digital branding
• Business management systems

These are delivered directly to SME clients and fund company operations while Gariep is engineered in parallel.

In development — Gariep Engine V1:

• CSV bank statement ingestion and parsing
• Automated transaction categorisation
• 30/60/90-day cash flow forecasting and cash runway calculation
• A heuristic risk scorecard — explicitly labelled as heuristic, not a credit score and not a government verified compliance status
• Dashboard output, built first for a single pilot accounting-firm client, with banks as the next institutional layer

Innovation & Impact

Digital solutions practice: This work is delivered by a founder embedded in the Eastern Cape SME community it serves, giving it direct exposure to how SMEs actually operate and what they lack digitally. Its strategic significance to investors, however, is less about the services themselves and more about what they fund: RST is not asking for early-stage capital to cover basic operating costs service revenue already does that. Capital raised goes directly into Gariep's product development, a more capital efficient starting position than most pre-revenue fintech peers hold.

Gariep:

• Infrastructure, not another app. Gariep doesn't compete for SME attention directly  it plugs into the accounting firms and banks SMEs already use, so adoption doesn't depend on winning SMEs one at a time.
• Institution-aligned incentives. Bank pricing is revenue-share on risk-API usage rather than a flat licence fee, so Gariep earns when the bank's SME book performs.

Growth & Funding Objectives

Funding is being sought to move Gariep from active development to a signed, revenue generating pilot phase faster than digital services revenue alone could support  running the two stages in parallel rather than sequentially.

The problem the fintech solution will solve: SME financial invisibility to the accounting firms and banks and other Development Funding Institutions best positioned to support them, caused by delayed, static financial reporting.

How it supports SME growth and access to funding: Faster reconciliation and a resellable advisory layer for accounting firms; earlier, live deterioration signals for banks and DFIs; and, over time, a stronger, more current financial profile for SMEs seeking finance — delivered through their existing institutional relationships rather than a direct to SME sales process.

Expected impact on target industries: Accounting and bookkeeping practices gain a resellable advisory layer; retail and business banks gain earlier risk visibility on their SME lending books; SMEs served through both gain compliance alerts, forecasting, and cash runway visibility without being sold to directly.

Development roadmap and scaling plan:

• Now: Gariep Engine V1 in active development — ingestion, categorisation, forecasting, and heuristic risk scorecard.
• Near-term: convert current pilot conversations with independent accounting practices into signed pilot agreements .
• Following: a live risk-signal partnership with one banking partner.
• Six-month milestone: five paying accounting firms and one bank using the risk API.
• Licensing path: as the engine and compliance data model mature, the same infrastructure is licensed under an accounting firm SaaS tier (R1,500~R15,000/month) and a bank revenue-share tier (R50k~R2M/year), with SMEs reached as a downstream freemium tier through those institutional relationships.
• Use of funds: engine hardening, pilot onboarding, and parallelising Gariep's build alongside the digital-services bootstrap rather than after it.