South Africa
Credit Line
Non-Bank Intermediaries

The Industrial Development Corporation (IDC) is making available R3 billion to provide credit lines to eligible Non-Bank Intermediaries (NBIs).

Mandate of Funding Call

  1. Provide on-lending facilities to NBIs that target Black owned SMMEs (refer to Annexure A for what qualifies as an SMME).
  2. NBIs whose proposals lean towards township based or township-linked or rural based or rural-linked Black-owned SMMEs, will be considered more favourably; and
  3. Further preference will be given to proposals that also show increased exposure to women and youth-owned businesses.

With this funding Call IDC will provide lines of credit to both established and emerging NBIs.

  • Emerging NBIs: 100% Black owned and operated NBIs who have a minimum of 3 years operational track record in funding SMMEs.
  • Established NBIs: NBIs who have a minimum operational track record of 8 years of funding SMMEs. The minimum BEE shareholding of the NBI being 25%. Those with higher BEE shareholding will be more favourably considered

Click here to access the application forms and annexures. 

Click here to submit the application form. 

Closing date
Agriculture, forestry and fishing
​Mining and quarrying
​Electricity, gas, steam and air conditioning supply
Water supply; sewerage, waste management and remediation activities
​Wholesale and retail trade; repair of motor vehicles and motorcycles
​Transportation and storage
Accommodation and food service activities
​Information and communication
Financial and insurance activities
​Real estate activities
Professional, scientific and technical activities
Administrative and support service activities
Public administration and defence; compulsory social security
Human health and social work activities
​Arts, entertainment and recreation

Brochures and other documents